Capital Market

Capital market is considered as major source from which corporate prefer to raise funds by way of primary market and secondary market. Primary market deals raising funds by way of offering equity capital to the public. However secondary market concern with dealing with shares issued and listed on stock exchanges. Where corporate may pour the finance in the company by way of public...

Corporate Finance

Corporate finance is the field of finance dealing with financial decisions that business enterprises has to make. The primary goal of corporate finance is to maximize corporate value while managing the firm’s financial risks. Although it is in principle different from managerial finance which studies the financial decisions of all firms, rather than corporations alone, the main...

Foreclosure

Foreclosure is a procedure that takes place when the borrower is not able to pay the loan on time. Due to this reason the lender would declare the borrower as default. If the borrower is not able to pay the loan on time then the lender would try to sell the property and recover the loss that was made by the lender. Foreclosure would have an effect on the credit of the borrower. The...

Credit Card Fraud

This type of fraud involves the theft and/or counterfeit of a credit card or a similar credit payment device; this includes use of a credit card to illegally obtain funds, services or goods by means of deception. Credit card fraud also extends to the theft of personal information in order to gain access to another individual’s account or to create an illegal, fraudulent account, which...

Risk Assessment

The firm peoples experience and ability to handle various matters provides best options for a client to investigate credible risk, prevent loss, damage or injury. A Risk Assessment is a systematic method of looking at work activities, considering what could go wrong, and deciding on suitable control measures to prevent loss, damage or injury in business. The Assessment should include...

Banking Regulation

Laws that govern banking in India are: Reserve Bank Of India Act Banking Regulation Act Negotiable Instruments Act Recovery of Debt Due to banks and Financial Institutions Act Foreign Exchange Regulation Act (FERA) Foreign Exchange Management Act (FEMA) Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002  Etc. The Indian...

Cheque fraud

THE NEGOTIABLE INSTRUMENTS ACT, 1881 Holder’s right to duplicate of lost bill Section 45A. 1. The finder of lost bill or note acquires no title to it. The title remains with the true owner. He is entitled to recover from the true owner. 2. If the finder obtains payment on a lost bill or note in due course, the payee may be able to get a valid discharge for it. But the true owner...

Credit and Mortgage

Credit has to do with the amount of funds that an individual or a business may be able to borrow from lending institutions. In effect, bank credit is a measure of how much in the way of cash loans may be issued, based on the credit history and the assets of the company or person. The firm can be helpful to provide upto date guidelines and information about how bank credit works, and...